Our Plans

WHA believes in providing cover for a wide range of the most popular everyday health treatments and services. These are the benefits which will help you with the costs of staying in good health. Please refer to the Benefit & General Conditions for full details of each benefit.

Optical

If you wear glasses or contact lenses, you will know how expensive it can be to look after your eyesight. Optical benefit is payable for new spectacles, lenses or contact lenses prescribed by a practitioner registered with the General Optical Council.

Dental

Dental care is important because if it is ignored, painful problems can arise at the most inconvenient times. Dental benefit is payable for dental treatment provided by a practitioner registered with the General Dental Council.

Physiotherapy, Osteopathy, Chiropractic and Chiropody

There are four separate benefits which can help with the aches, pains and discomfort we can suffer from time to time. Practitioners must be registered with the Health and Care Professions Council, the General Osteopathic Council or the General Chiropractic Council, depending on the treatment provided.

Alternative Therapies

This is a single benefit which covers four treatments which many people find helpful. The treatments are Acupuncture, Alexander Technique, Bowen Therapy and Sports Therapy/Massage. Benefit is payable for treatment provided by a qualified and registered practitioner.

Specialist Consultation

Sometimes seeing a consultant privately can give reassurance about a medical problem. Benefit is payable for a private consultation with a doctor who is included in the Specialist Register of the General Medical Council.

Counselling

It’s not always physical health which can be a problem. Sometimes it’s difficult to say what’s on your mind and talking to a therapist can help you with your difficulties and make positive change. Benefit is payable for appointments with a qualified and registered counsellor, psychotherapist or psychologist.

Inpatient

Spending time in hospital can result in unexpected expense and inconvenience. The daily rate of hospital inpatient benefit can help with unplanned expenditure as a result of an admission to hospital.

Outpatient

As with being admitted to hospital as an inpatient, attending hospital as an outpatient can also result in unexpected expenditure. This benefit helps with the costs of making regular visits to the outpatient department.

Personal accident

Accidents do happen and the outcomes can range from major bone fractures to disability and even to death. Personal accident benefit has a range of compensatory payments which can help to alleviate the unfortunate results of an accident.